Skip to main content



HSBC Life were founded in 1988 and is a subsidiary of HSBC Bank plc and provide quality Life and Critical Illness protection products supported by a straightforward process.

Their Critical Illness Plus product has received the Protection Guru Gold award after undergoing extensive benchmarking along with Protection Guru’s expert doctors’ analysis of critical illness definitions.

They also recently won the Outstanding Individual Critical Illness Product Award at the COVER Excellence awards and received Highly Commended in the Protection Review Award’s Best New Product/Enhancement category.

HSBC Life understand that when it comes to providing protection no one size fits all. They have a selection of protection products designed to meet the needs of your clients with young families, mortgages, or older people looking to leave assets and legacies. Their life insurance and critical illness products are backed by:

  • Straightforward underwriting
  • Customer friendly claims process
  • No application paperwork to complete
  • Access for your clients to our HSBC Life Online Health Services, offering a valuable range of medical support
  • A dedicated business development team to support your protection business
  • Thinking based on mutual success

Key Features:

  • Quick and simple Underwriting tool which provide a decision in under 2 minutes.
  • Clients with Type 2 diabetes will have the opportunity for Critical Illness cover with a three-day turnaround.
  • Improved added service – including second medical opinions, unlimited remote GP appointments and prescription services, Physio, Annual health MOT and Mental health.
  • No GP reports.
  • Innovative nurse-screening with real-time dashboard and notifications.
  • No severity requirement for Heart Attacks.
  • Children’s Critical Illness included at no extra cost.
  • Children covered up to age 23 regardless of education status (21 on core plan).

Registration Process

To register your firm with HSBC Life, you will need to submit an application form and all the additional information on the how to register guide to

Register here

Get in touch with us today.

Interested in TMA’s Protection offering? Contact us for a discussion…