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FLEET MORTGAGES
Who are Fleet Mortgages? BTL case studies

JUST
Making it personal

CLYDESDALE BANK
In the spotlight

TMA CLUB
The age old question for brokers: DA or AR?

AMI
Better than expected

LEEK UNITED
Plan ahead to capitalise on 2022

CHRISTMAS COMMISSION RUN

The office is closed on Monday 27th and 28th of December, and Monday 3rd of January, so commission runs on these dates will not take place. Below are the commission run dates that will be taking place and when the payments will reach your nominated bank account:

Commission Run                               –      Payment Date

  • Friday 24th December                  –      Thursday 30th December
  • Wednesday 29th December         –      Friday 31st December
  • Thursday 30th December             –       Tuesday 4th January
  • Friday 31st December                  –        Wednesday 5th January

Normal commission runs start Tuesday 4th January.

The final date for Express Claim Forms is 23rd December. Any forms received on the 24th we will endeavour to process.

The TMA Support Desk will as always be on hand to answer your queries during the festive period.

Lendinvest

The importance of technology: previewing 2022 with Sales Director Leanne Smith

What should the lending market expect for the next year? LendInvest’s Leanne Smith – Internal Sales Director – looks at the trends in bridging and Buy-to-Let and how improving technology will play a huge role in the year ahead, much like it did in 2021.

Find out more here.

Zephyr Homeloans

Friday Fact

Once again it’s time for the FRIDAY FACT, which this week answers a common question they get from brokers about term extensions during applications.

Our minimum lease term is 70 years at the end of the mortgage term. However, we will allow a new lease to be put in place on or before completion on any application with us.

Skipton

Skipton’s Head of Business Development, Paul Fenn shares some of his highlights from 2021

It’s hard to tell where 2020 ended and 2021 started. And now here we are on the cusp of 2022! At Skipton, we’ve achieved a lot, and I couldn’t let the end of the year go by without celebrating some of our successes. So, I’ll take this opportunity to wish you a Merry Christmas and a prosperous New Year and leave you with some of my highlights.

  • You helped us support 40 homelessness causes with £1,000 donations, with our Community Giving Campaign.
  • We became one of the first lenders to offer 95% LTV on New Build houses.

Learn more about our Lending Criteria

  • We’ve had 102,799 webchat conversations and 153,247 calls with brokers.

Service updates

  • And to provide news, insights, and information, this year we’ve created a whole host of live and national webinars, thought piece articles, podcasts and videocasts.

Visit the Skipton Talks Hub to take a look, today!

All figures stated are correct as at 30 November 2021.

If you fancy some light reading over the Christmas break, have a look at my latest blog. In the meantime, thanks for all your support and see you in 2022!

Just

Online application and role management now available on Just Adviser portal

More functionality added to JustAdviser portal to help registered users work as efficiently as possible:

  • Online application – submit Just For You Lifetime Mortgage applications online 24/7
  • Role management – so paraplaners and support staff can produce KFIs or submit applications for an adviser

More functionality will be added soon, register now to not miss out.

Precise Mortgages

Season’s greetings! Precise Mortgages’ Christmas message

As 2021 draws to a close, Precise Mortgages looks back over the last 12 months and some of the things we’ve done to help you meet your customers’ needs during the year.

Click here to read our roundup of 2021, and how we’ve helped to ensure we finish the year as we started it – as the number one specialist lender that brokers are most likely to recommend1.

Thank you for your support, and best wishes for 2022.

Source:

1 BVA BDRC Project Mercury Report Q3 2021 (slide 69)

Foundation Home Loans

Four out of five renters want to own a property but financial obstacles cited as main barrier

According to our research, four out of five renters want to own a property in the future however cite a number of financial barriers as potentially stopping them from meeting this goal.

The research, carried out by BVA BDRC on behalf of ourselves, interviewed 300 individuals on their housing aspirations during Q3 this year, seeking to understand how renters felt about how they might make a first purchase and what was required in order to do this, and the obstacles that had been overcome by those who already own their home.

Click here to read the full story.

The ABC of reasons to use Foundation for your next specialist residential case

Who do you think of for those borrowers who don’t quite meet mainstream criteria? With Foundation Home Loans, residential mortgages are as easy as ABC.

think…

A – Affordability

B – Broad criteria

C – Competitive Products

… Foundation Home Loans!

Next time you meet a borrower whose specialist needs take them off the high street, you may have more to offer them than you think.

Try the affordability calculator

Pure Retirement

Christmas CPD

From all of us at Pure Retirement, we wanted to wish you a Merry Christmas and a Happy New Year!

We look forward to continuing working with you throughout 2022.

If you have CPD hours still to log, then head over to our website and have a read of our most recent ‘Pure Quarterly Report’ packed with Equity Release market facts from Q3 2021.

Access our report here.