Inform 17th May 2024

BARCLAYS

Unlock the power of marketing: taking your brokerage to the next level.

Join us for our webinar on 23rd May at 10:00am.

Our speakers include:

Paul Alexander – Brand, Advertising and Media Director at Barclays UK
Sonya Matharu – Senior Mortgage Advisor at The Mortgage Mum
Jeff Knight – Director at Grey Matter Marketing Solutions

e.surv

Put the energy into their new home survey.

Energy efficiency is an important consideration for anyone who’s in the process of buying a new home.

According to a new survey, over half of Brits expect a positive long-term impact from net zero transition. When you let your customers know about the HomePlus Digital Home Survey, then, you’re potentially helping them unlock vital cost savings, while also making it easier for them to do their bit.

Why? The Survey includes a review of a property’s Energy Performance Certificate (EPC), if available, and checks for any obvious discrepancies between the EPC and the property. In short, it gives your customers the peace of mind that the house they have their heart set on is the one for them.

Rated five stars on Trustpilot by well over 5,000 people, the Survey makes perfect sense for them and for you.

Refer today with our simple form.

Ask questions or book a demo:

03339 997 578 (option 2) or email sales@esurv.co.uk

eConveyancer

New features guaranteed to boost your conveyancing experience.

We’ve been listening closely to your feedback, and we’re thrilled launch new features which are now available on the platform. You can now personalise your quotes even further by selecting from the new ‘Considerations’ below – increased transparency for all:

Our system will filter the list of conveyancers who can provide the services you require and confirm any additional fees chargeable; these will be confirmed on quotations.

Trust

We want to be upfront with the services conveyancers offer. We don’t want your client to get months into their case before they realise the conveyancer can’t act for them, wasting time and money.

Transparency

We think costs should be transparent and we are doing all we can to give the client the most accurate quote possible from the beginning. We don’t want any surprises when the completion statement is issued.

Your feedback is important, keep sharing and we will continue to listen.

Gatehouse Bank

Financing to residents of China and Hong Kong reinstated and HPP refinancing reintroduced.

We are delighted to announce that we have today made a number of positive changes to our Buy-to-Let (BTL) and Home Purchase Plan (HPP) product range. The changes are outlined below:

HPP refinance reinstated
We will now offer refinance on all HPP products available to UK residents and UK Expats, including Green and higher FTV products up to 90% FTV (95% FTV will remain open only to purchasers).

China and Hong Kong residents
Finance applications where the customer resides in China or Hong Kong will now be accepted for all BTL and HPP products. There will be a limited monthly tranche allocated to China and Hong Kong applications. The BDM team will supply you with more information. Please click here to view our updated ‘Home Finance Applications – Country Checklist’.

Please note, to provide advice on HPP products you are required to hold specific HPP permissions with the FCA.

Our product range is available to UK residents, UK Expats, International residents and UK registered corporate entities looking to finance property in England and Wales. Our full range of products can be found here.

To review our current service levels, click here.

If you have any queries or require further information our team remains available via phone and email, details of which can be found here.

Don’t forget we also offer:
• Fast decision in principle and end-to-end online application system
• Every application individually assessed
• Experienced BDMs available by telephone / conference call / face-to-face

Find out more:
• Gatehouse Bank products and finance criteria
• Register here for our online application system
• Call us on 08000 356 544
• Shariah Residential Property Finance Explained

Legal and General

Important update to our Critical Illness Cover

Quotes from 29th April 2024 onwards will include our changes to Critical Illness Extra and Children’s Critical Illness Extra. From the 29th April, any pipeline cases with a quote date prior to 29th April 2024 will remain on the old T&Cs as long as:

The policy completes within 90 days of the original quote date
The start date is within 90 days of the original quote date
A final underwriting decision is applied within 90 days of the original quote date
A requote is not performed.

There are four scenarios where a pipeline case may not proceed on original terms and conditions and application must be resold:

The policy does not complete within 90 days of the original quote date
The start date is after 90 days of the original quote date
A manual underwriting decision is applied 90 days after the original quote date
A requote is performed, for example, because the new terms and conditions are required.

I would really appreciate it if you could please can you share the above information with your teams so that they are aware.

Our team is here to support you through this process, so please encourage your members to reach out to their dedicated account manager if they have any questions. Or, to find out more about our product changes please refer them to our dedicated page within our adviser centre – Critical Illness Cover | Adviser Protection | Legal & General (legalandgeneral.com)

Legal and General

Episode 17 | From Diagnosis to Grief: A Journey Through Loss

In this episode, Hazel and Wayne had the privilege of speaking with Beth, a Legal & General colleague who shared her heartfelt and poignant story about her husband Pete’s battle with cancer and his unfortunate passing last year. Beth discussed the importance of having insurance, specifically critical illness cover, and life insurance, and how it impacted her family during such a challenging time.

We also cover;

Financial flexibility and choices that having insurance provides.
The importance of mental health support, and the need for open conversations about insurance and its long-term impact.

Overall, Beth’s experience sheds light on the lasting effects of illness and loss, the need for comprehensive insurance coverage, and the ongoing support required for individuals and families facing such challenges. Thank you, Beth, for sharing your story.

Listen now – From Diagnosis to Grief: A Journey Through Loss (buzzsprout.com)

Watch now – Just Covered – Ep 17 – From Diagnosis to Grief: A Journey Through Loss (youtube.com)

More2life

Tailored Enhanced is Back

You may have noticed that Tailored Enhanced hasn’t been appearing on some sourcing sites lately while we’ve been making display improvements. We know how important it is for you to be able to compare products when trying to find your client the best outcome.

That’s why we’re delighted to announce that Tailored Enhanced is now back on Air Sourcing.

By answering just 13 simple questions, your clients could unlock LTVs up to 54%.

Pepper Money

We believe Mental Health Awareness is integral all year round.

Therefore, it’s imperative we consistently shed a light on the importance of open communication around mental health in our industry.

Our very own Rob Barnard was recently joined by Jason Berry, Group Sales Director at Crystal Specialist Finance and Co-Founder of Mortgage Industry Mental Health Charter (MIMHC) for hit The Specialist Podcast.

Jason candidly discusses his personal journey, what inspired him to find the Mortgage Industry Mental Health Charter, the ways that we as an industry can support our peers and spot any signs, and how the impact of COVID-19 is still impacting so many.

You can listen to this episode here.

The Mortgage Lender

Economic Update – May 2024

We’ve teamed up with 4most Economic Consultants to provide you with a monthly economic update. Kicking off the year, the update for May is now available to download.

The update covers: