This week is Mental Health Awareness week (Monday 13th – Sunday 19th May), protection providers are aware your and your clients mental health is important, therefore they provide additional benefits when taking out a policy to help and support.
The Mental Health Foundation work towards good mental health for all; as everyone knows, prevention is better than cure. Everything they do is focused on protecting people’s mental health. This year’s mental health theme is ‘Moving more for our mental health’ check out one of the Mortgage Industry Mental Health Charter co-founders, Jason Berry as he is joined by industry stalwart Jonathan White and a host of others as they embark on a symbolic journey from Crystal Specialist Finance office in Tamworth to the HSBC office in Canary Wharf, walking 125 miles in just 45 hours!
In 2022 Menal Health was the most common reason for customers to claim – at a shocking 29.6%*, and to support this, many of the TMA Protection Providers offer some sort of Mental Health benefits, products or services.
Your clients may be facing similar challenges, there are lots of additional services and support available from protection providers and helplines, that your clients can benefit from. For your clients that have policies in place are they aware of these additional benefits? This is also a great value-added benefit for your client when discussing new policies.
- People with severe mental illness have a 53% higher risk of having Cardio Vascular disease (CVD) and have a 85% higher risk of death from CVD.
- The life expectancy for people with severe mental illness is up to 15-20 years shorter than the general population
PRODUCTS AND SERVICES ON OFFER;
Every claimant’s situation is unique. That’s why our Protection Providers don’t simply offer a defined list of support services.
Guardian Halo
Instead of a claims team Guardian have worked with professional partners to put in place a tailored support package for your customers and their immediate family, which in most cases, is at no additional cost. The support made available could include specialist medical consultations, rehabilitation treatments, counselling, legal and financial advice, and more. And for Income Protection claimants we now offer specialist services designed to help them get back to work at a pace that’s right for them.
AIG Winston’s Wish
Winston’s Wish is a charity that helps children, teenagers and young adults through parent for sibling bereavement. Through information, on-demand services, bereavement support and counselling, they help support young people across the UK.
HSBC Life Partnership with Square Health
Square Health provide customers with expert medical assistance and wellbeing support. Available to existing and new HSBC Life policyholders this benefit is accessible through the HSBC Life Online Health Services app
Aviva Group Income Protection Wellbeing
Aviva want to help support your clients and their employees in everyday life. Alongside the financial and rehabilitation support offered with Group Income Protection, your clients and their employees get access to a suite of wellbeing services to help them cope with life’s curve balls and make informed choices. This includes things such as;
- Workplace wellbeing training sessions
- A suite of bite-sized videos
- An online library of useful content, hints, and tips – including guides and tools
- A Thrive Mental Wellbeing app
Legal & General Wellbeing Suppor
Legal & General puts individual client needs at the centre of care, with the help of their Wellbeing Support personalised help just a phone call away. The personalised service is included as standard and available from day one of your client’s policy. Delivered by RedArc’s experienced registered nurses, dedicated support can range from a reassuring chat, advice and guidance, to a clinical assessment and organising specialist services. Help with anxiety, stress, bereavement and relationships, plus access to a course of counselling, if appropriate.
Cirencester Friendly Your Halo
Is personalised health and wellbeing service, including physical wellbeing, food & nutrition, good sleep and exercise and activity.
The Exeter HealthWise
Make sure they get the benefits of HealthWise – the free members app that provides quick and convenient medical advice and treatments via their smartphone or tablet.
HealthWise provides access to fully trained specialists who can assess and treat a range of mental health conditions including anxiety, depression & substance abuse, as well as offering emotional and behavioural support. The service is provided up to six consultations each year, by video consultation with therapists via the app.
B2C MATERIALS:
WANT MORE PROTECTION SUPPORT?
If you want to find out about our protection providers added benefits, we have created a simple comparison table that showcases a wide range of additional health, wealth, and leisure benefits that your clients will truly appreciate as part of their coverage. Download our benefits table now.
Speak to your dedicated local TMA Key Account Manager or give our Broker Support team on 0330 303 0236 who will be happy to give you any additional protection support.
