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The Exeter


As a mutual, we couldn’t be more friendly. We’re committed to working with you to grow your business and deliver the best possible outcomes for your clients. Put simply – you matter more.

Our multi award-winning proposition provides you with a range of products to meet your clients’ needs, including:

Income protection:

  • Income First – first-class income protection for a wide range of occupations, from office-based professionals to manual workers and skilled trades.

Find out more.

Life cover:

  • Real Life – for those with serious or multiple health conditions
  • Managed Life – for those with type 2 diabetes or a high BMI.

Find out more.

Key Features:

Income protection:

  • One product covering a wide range of occupations
  • Level premiums available to all occupations with a four week waiting period or longer
  • Flexible waiting periods for NHS medical professionals and teachers
  • No automatic medical evidence required for those under 42
  • Two options to fix the monthly benefit amount
  • The ability to increase benefit levels to meet changing needs, including flexibility for renters
  • Increased peace of mind for those changing jobs.

Life Cover:

  • Cover for clients who may not be accepted elsewhere
  • Expert underwriting for even the most complex of cases
  • Flexible quote and apply journey
  • A simple, signature-free process for placing policies into trust.

Support for your clients

Our HealthWise app is free for members and their immediate family, giving convenient access to expert medical advice and treatments, including:

  • Remote GP appointments
  • Expert second medical opinions
  • Physiotherapy
  • Mental health support
  • Lifestyle and nutrition consultations
  • Registered dietitian consultations.

HealthWise is provided by Square Health click here to find out more.

Support for you

Our income first toolkit, including our income risk calculator, client approach wording, reasons why editor, objection handling tips and more. Our adviser knowledge centre containing tools and resources to support you in your client conversations and help you with your CPD learning requirements, including:

  • Research reports, insights, and videos on a range of topics
  • The ability to book webinars or an online product overview.

Registration Process:

Contact details:

Tel: 0300 123 3201

Health Insurance, Income protection and life cover enquiries:
Tel: 0300 123 3203

Get in touch with us today.

Interested in TMA’s Protection offering? Contact us for a discussion…