Cirencester Friendly
INTRODUCTION
We at Cirencester Friendly are the Income Protection professionals. Providing you expert knowledge with a personal service and award-winning income protection contracts.
We’ve been Income Protection providers since 1890, and because we only offer individual protection products, we have a real interest in being good at what we do! With a strong focus and commitment when it comes to growing the protection market.
We passionately believe by working together, we can grow the protection market.
As a Mutual Society, we are not only there when our members need us most, but also go above and beyond to ensure that our contracts deliver more than just a contractual financial pay-out.
Products:
MY EARNINGS PROTECTED
- Choice of claim period – Long-term or Short-term (2 years)
- Own occupation cover
- No premium loading for occupation, smoking or hazardous pursuits***
- Guaranteed premiums with a choice of level or annual escalating**
- Optional Severe Injury Cover protecting against injuries from day one
- Benefit payable from 1, 4, 8, 13, 26 or 52 weeks including split deferred
- Cover up to 65% of earnings
- Guaranteed insurability options
- A range of additional benefits
INCOME ASSURED ENHANCED*
- Own occupation cover
- No premium loading for occupation, smoking or hazardous pursuits***
- Guaranteed premiums**
- Optional Day One Accident Protection
- Benefit payable from 1, 4, 8, 13, 26 or 52 weeks
- Cover up to 60% of earnings
- Guaranteed insurability options
- Option to build a capital sum and share in the Society’s profits
- A range of additional benefits
*Advisers must be authorised to advise on investment business (formerly CF30)
** Subject to age band increases, indexation and contract changes
*** Excludes motor sports
MY EXTRA BENEFITS
For an additional premium, your clients can add on My Extra Benefits, For £11 per month they can take out Fracture & Hospitalisation Benefit and Immediate Death Benefit as a package.
Alternatively, Fracture & Hospitalisation Benefit costs £6 per month – and Immediate Death Benefit costs £5 per month.
Registration
If you are registering for an agency with Cirencester Friendly for the first time you will need to apply through the portal choosing TMA as the club route.
If you are switching an agency please contact the Broker Support Team on 0330 303 0236 or email customerservices@tmaclub.com and the team will contact Cirencester Friendly.
Contact details:
Agency Team:
0800 587 5098
adviserservices@cirencester-friendly.co.uk
Intermediary Sales Team:
0800 587 5098
sales@cirencester-friendly.co.uk
Medical Queries? Talk to our Underwriters
During office hours you can speak directly to one of our Underwriters by calling our Underwriting Team on 01285 652 492 ext 8300 or e-mail underwriting@cirencester-friendly.co.uk
Existing Members/General Enquiries:
0800 587 5098
memberservices@cirencester-friendly.co.uk
Get in touch with us today.
Need criteria support? Contact the experts on our Broker Support Team.
