Zephyr Homeloans


Zephyr Homeloans have got Buy to Let lending covered from A-to-Zephyr.
They are a dedicated Buy to Let lender, providing a range of mortgage products focused on meeting the needs of professional property investors.

Zephyr are here to support intermediaries by staying one step ahead of the market, offering proactive guidance and providing mortgage solutions that will help you meet the needs of your clients.
They offer max LTV on Specialist products at 75%:

  • Standard products available up to 75% LTV, with Max Loan sizes of £2m to 65% LTV, £1.5m to 70% LTV, £1m to 75% LTV.
  • Specialist HMO & MUFB products available with max Loan size of £1.5m to 70% LTV and £1m to 75% LTV.
  • Specialist New Build & Flats Above Commercial products available with max Loan size of £750k to 75% LTV

Key Features:

  • New ZERO product fee products available across whole range
  • NO upfront application
  • Up to 75% LTV for Standard properties and Specialist properties
  • Large loan Size – up to £2m
  • Top slicing – earned income and portfolio rental top-ups acceptable in certain case
  • UK permanent Right to Reside
  • Minimum of one full year’s trading required for Self-employed and Contractors
  • No minimum income for Standard applications, £25K gross for professional landlords
  • Maximum age 95 years at the end of the mortgage term
  • Flats above Commercial premises
  • Minor adverse considered

Registration Process:

In order to submit a mortgage application to Zephyr Homeloans, you must be registered on their online portal.

Don’t forget to select TMA Club as the payment route to receive the correct procuration fee.

Contact details:

For general enquiries about Zephyr or to discuss a case in progress – please contact their Broker Support Team, Monday to Friday from 9am to 5pm.
Tel: 0370 707 1894

Get in touch with us today.

Need criteria support? Contact the experts on our Broker Support Team.