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Zephyr Homeloans


Zephyr Homeloans have got Buy to Let lending covered from A-to-Zephyr.
They are a dedicated Buy to Let lender, providing a range of mortgage products focused on meeting the needs of professional property investors.

Zephyr are here to support intermediaries by staying one step ahead of the market, offering proactive guidance and providing mortgage solutions that will help you meet the needs of your clients.

As a dedicated BTL lender, Zephyr is here to support you and your professional landlord clients. At our heart is broad criteria on a range of property types for individuals, limited companies, and portfolio investors.

If you place a case with us, we will strive to say ‘yes’ and give you a fast turnaround, but if we have to say ‘no’ we will do so quickly, explaining why.

With manual underwriting, provided by underwriters you can speak with, and a dedicated BDM to chat with whenever suits, you will have peace of mind knowing your case is in safe hands.

We also do everything we can to give plenty of notice when we need to reprice our rates, so there are no sudden shocks for you and your landlord clients.

Zephyr lends on:

  • Houses & flats
  • HMO’s
  • MUFB’s
  • Flats above commercial
  • Ex LA & deck access
  • New build properties
  • SPV applications
  • Portfolio landlords
  • Unlimited portfolios
  • Up to £2m loan size
  • Up to 4 applicants
  • Up to age 95 at term end

Criteria highlights:

  • No minimum income
  • Top slicing available
  • Gifted deposits, equity & intercompany loans
  • Capital raising

Registration Process:

In order to submit a mortgage application to Zephyr Homeloans, you must be registered on their online portal.

Don’t forget to select TMA Club as the payment route to receive the correct procuration fee.

Contact details:

For general enquiries about Zephyr or to discuss a case in progress – please contact their Broker Support Team, Monday to Friday from 9am to 5pm.
Tel: 0370 707 1894

Get in touch with us today.

Need criteria support? Contact the experts on our Broker Support Team.