0330 303 0236

Vida Homeloans


Vida Homeloans

Vida Homeloans is the modern mortgage lender for residential and buy to let customers who may not fit the criteria currently demanded by high street lenders.

Vida uses the latest technology to support and inform human decisions, providing intermediaries with a quick, efficient and reliable service.

The management team at Vida are very experienced in the mortgage industry, backed by the significant private equity, and have the advantage of not having and legacy systems or process; everything is designed from scratch with you and your customer at the centre of their business.

What do Vida specialise in?


  • Self employed – 1 year’s verified accounts or SA302
  • Up to 4 incomes accepted
  • Debt consolidation allowed
  • Interest only up to 75% LTV
  • Right to buy – 100% of discounted purchase price
  • Helping Hand – Joint borrower/sole proprietor
  • Dedicated New Build Team for houses and flats

Click here to view Residential Products

Buy to Let:

  • Up to 85% LTV
  • HMO’s & Multi Unit Blocks
  • Portfolio landlords up to £4m/20 properties
  • Worldwide Expats investing in the UK
  • Rental Top-up’s from 115%
  • Trading Company or SPV
  • First time buyer/first time landlord 
  • Capital Raising on BTL Bridging allowed
  • No minimum income on BTL (unless FTB/FTL, topping up or don’t currently own a UK property)

Click here to view Buy to Let Products

Contact Vida Homeloans

Click here to find the best contact dependent on your query.

Contact their helpdesk on 0300 024 6246