0330 303 0236

Just

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Just

Just are one of the UK’s leading providers of specialist financial service solutions, completely focused on meeting the needs of people thinking about, approaching or in retirement.

Just is honest and moral with a strong social purpose. A beacon within financial services. They believe everyone deserves a fair, secure and fulfilling retirement and that financial intermediaries are best placed to help people with the choices they need to make to achieve this.

The Just For You Lifetime Mortgage

The Just For You Lifetime Mortgage makes it easy for you to design a solution that’s right for your clients’ needs and adapts if things change:

  • Take a cash lump sum, or release cash as and when it’s needed from a pre-agreed facility
  • Start with interest serviced and can switch to roll-up if required

Benefits of servicing interest

Clients choosing to pay some or all of the monthly interest can benefit from:

  • Reduction to the roll-up interest rates
    • 0.01% if servicing >0.01% of the monthly interest amount
    • 0.10% if servicing >25.01% of the monthly interest amount
    • 0.15% if servicing >50.01% of the monthly interest amount
    • 0.30% if servicing 75.01%  to 100% of the monthly interest amount
  • Payment holidays
    • One request of up to three consecutive months in each policy year (the interest not paid will roll-up)
  • Ability to switch to a roll-up option later
    • Your clients will be able to stop monthly payments at any time at which point the loan will convert to a full roll-up basis and the interest rate applicable will increase. If payments are stopped, they cannot be restarted.
    • Once six payments have been missed, the loan will convert to a full roll-up basis and the interest rate applicable will increase.

Visit the website for Just Lifetime Mortgages.

Contact Just

Each advising business will have their own dedicated Just Account Manager details are on;

Meet the team.

Or;

If you know who your dedicated contact is, you can find their details below. Or, if you’re not sure who best to call, their support team will be happy to help you.

You can contact them by phone on 0345 302 2287 or email: support@wearejust.co.uk

Registration Process

To register with just it is a paper registration process initially. This is then followed by selecting TMA from the drop down list on every case going forward.