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Holloway Friendly

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Holloway Friendly

Income Protection made easy and accessible – for you and your clients

At Holloway Friendly they are committed to income protection, especially since they invented it back in 1875.

They want to make income protection inclusive and accessible to all, supporting people that are unable to work due to illness and injury.

Holloway will provide you and all advisers with the support, help and tools you need to tell your clients about the benefits of income protection and how they should insure their most important asset – their income. Because without an income they can’t pay for anything.

Useful links:

Website

Kaleidoscope

Holloway Friendly’s commitment to the income protection market is stronger than ever. As the original income protection provider, everything they do is designed to protect your clients and keep their lives colourful.

Key benefits at a glance:

  • Premium discounts for exclusions considered
  • No automatic medical underwriting limits at any age
  • Only 1 year UK residency required
  • Type 2 Diabetes considered
  • Generous BMI limits
  • Reviewable exclusions
  • Maximum benefit up to £60,000
  • Only 1 year UK residency required
  • Guaranteed income level

Why Holloway Friendly

  • Invented income protection back in 1875
  • 98% claims paid in 2018
  • Dedicated BDC and BDM for advisers
  • Kaleidoscope – income protection sales and education website
  • Advisers have direct access to our underwriters
  • Free member assistance programme
  • Hazardous pursuits and type 2 Diabetes considered

Supporting you

Whether you’re new to income protection or a seasoned income protection writer Holloway Friendly can help you.

You’ll have your own dedicated business development consultant who can answer any questions or queries you may have about their plans, the application process, sales techniques, objection handling and much more. Plus their business development managers can come to your offices to help educate you and your staff about Holloway Friendly, their plans and how they work together.

Kaleidoscope

As the inventors of income protection it was only right that Holloway Friendly were the first to develop a unique website “Kaleidoscope” for advisers like you, who sell or want to sell income protection.

Kaleidoscope’s content is tailored to your level of experience, created to help you increase your income protection knowledge and business skills whilst earning CPD accreditation. This includes interactive videos to develop your sales skills, marketing guides and articles about the latest updates in protection, and sales aids all designed to grow your income protection business.
You can register for Kaleidoscope free here.

Working together

Within their adviser centre you can review previous quotes and proposals, view saved proposals, track proposals through the underwriting phase, check commission and liability and monitor plans.

Holloway Friendly’s Underwriting philosophy

You have direct access to their underwriters, at presale, during an application and after, which all helps to make the process smoother and faster.

Medical evidence can be collected either online or by phone making the application process much quicker. Their medical questions are reflexive and tailored to your clients’ responses, and they don’t ask for routine medical evidence. Holloway do not have any automatic medical evidence limits regardless of the benefit amount applied for or your clients’ age.

Their underwriters follow an inclusive philosophy and the leading edge thinking covers many elements that are faced by people every day. Holloway will consider clients who have type 2 diabetes and those who enjoy hazardous hobbies such as rock climbing and mountain biking. They offer generous BMI limits and cover employed, self-employed and company directors, as well as EU citizens who have been resident at least a year in the UK. They also try and offer reviewable exclusions where they can.

98% of claims paid

In 2018 they paid 98% of claims. Holloway always look for ways to pay a claim and to help their members when they need them the most. When members make a claim they have their own dedicated claims specialist to help them through the process and beyond.

Supporting your clients

Their Member Assistance Programme supports members in their day to day lives even if they don’t ever claim. They can get support with lots of issues like bereavement to debt management, and education to taxes. Its advice and counselling support that is free to members at any time.

Let them help you grow your income protection business, call 0800 716 654 or visit their website for more details.

Products

With over 30% of UK employees having no financial backup, and the average UK employee being on the breadline in just 32 days1, income protection provides support for your client and their family when the unexpected happens.

One2protect Income Protection – An income protection plan for non-manual workers that pays an income if you are unable to work due to illness or injury up until plan end date with the choice of automatic and optional benefit guarantee.
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Key Features

Short-term Income Protection – A straight forward income protection plan that pays an individual an income to cover outgoings should they not be able to work due to illness, accident or injury. Individuals can choose between a 1 or 2 year claim term.
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Key Features

Purely Income Protection – An income protection plan that pays an individual an income to cover outgoings should they not be able to work due to illness, accident or injury. Individuals would be covered until they return to work or until their chosen plan end date which could be up to 70 years old.
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Key Features

Classic Plus Income Protection – An income protection plan that pays an individual an income to cover outgoings should they not be able to work due to illness, accident or injury. They would be covered until they return to work or until their chosen plan end date which could be up to 70 years old. The ‘Plus’ element is that we aim to provide a lump sum pay out at the plan end date. Classic Plus is a ‘Protection’ product and therefore is not subject to the restrictions brought in under the RDR.
Learn more
Key Information Document
Product Guide
Schedule

Contact Holloway

Speak to a member of the Adviser Support Team – 0800 716 654
Holloway adviser support team

Speak to a member of the Underwriting Team – 01452 782 760
underwriting@holloway.co.uk