Why Hodge Lifetime?
Hodge Lifetime are specialists in lending to borrowers over 55 and offer one of the broadest range of lending products in the market:
- 55+ Mortgage/55+ RIO – interest only residential mortgages for clients over 55 (no equity release/lifetime mortgage qualification required), the 55+ offers a term to age 95 and the RIO offer no end date with capital being repaid on the sale of property at death or entry into long term care.
- Retirement Mortgage – an interest only lifetime mortgage based on affordability with the option to roll up at age 80
- Lump Sum Lifetime Mortgages – with a choice of competitive rate, fixed or variable ERC’s and enhanced LTV’s
- Flexible Lifetime Mortgages – offering downsizing protection so if your client wants to repay after 5 years no ERC’s as well as a flexible withdrawal facility
*All products offer the ability to overpay by up to 10% per annum from day 1
Core to Hodge Lifetime’s ethos is to ensure products are innovative, flexible and competitive whilst offering a personal approach to customer service.