0330 303 0236

Hinckley & Rugby Building Society


Hinckley & Rugby for Intermediaries

Hinckley & Rugby Building Society was formed in 1983. A top 20 society, Hinckley & Rugby has total assets of more than £560 million and over 50,000 savers. In addition, it has over 7,000 borrowers who are also benefiting from the Society’s success.

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Why use the Hinckley & Rugby?

Reasons to do business with Hinckley & Rugby:

  • No early repayment charges on any of our variable rate or shorter term fixed rate products
  • Individual underwriting with no automated decisions or credit scoring
  • Dedicated case owner/no call centres

Niche Lending Criteria

  • New build houses and flats to 90% LTV
  • High LTV lending to 95% for remortgages and purchases
  • Later-life lending to age 75%
  • Self-build mortgages
  • Gifted equity with no additional deposit required
  • Guarantor mortgages to 90% LTV – all incomes considered
  • Second homes/dependent relative mortgages
  • Offset mortgages (with online access)
  • Interest-only mortgages
  • BTL rental income coverage shortfalls can be supported by personal income
  • Joint borrower sole proprietor applications up to 95% residential and 75% BTL


Their preferred (and often the quickest) method of contact is through the ‘Request a call back’ facility on their website. They always endeavour to return calls quickly, usually within a few minutes of receipt.

They are always happy to speak to you directly if you wish to discuss your case with them. Please note that all Buy To Let mortgage enquiries should be referred to then in the first instance on one of the numbers below:

Hayley Fleetwood – 01455 894084
Danny Harrington-Sage – 01455 894087
Email: development@hrbs.co.uk
Website: www.hrbs.co.uk/introducers

Postal address: 81 Upper Bond Street, Hinckley, Leicestershire LE10 1DG

Their business hours are Monday-Friday, 9am-5:30pm

Procuration fees are 0.40% of the advance amount with a minimum of £225.00 and a maximum of £1,250.00.