0330 303 0236

Greenfield Mortgages


Greenfield Mortgages is one of just a handful of FCA authorised bridging lenders. Lending successfully since 2009, they have a well-recognised and trusted brand as a national short-term lender. Their reputation has been built upon simple values like giving committed decisions and delivering on promises.

Greenfield Mortgages offer regulated and unregulated bridging loans, lending against residential and commercial properties throughout England and Wales.

Underwriting is conducted from the beginning of their process, so introducers can speak with genuine decision-makers and feel comfortable in their ability to deliver. They aim to give a decision on all cases within one hour. Additionally, they have been known to complete facilities in as quickly as 5 days. They will consider each case on its own merits and price competitively.

Why should you consider Greenfield Mortgages?

It’s key to note they are one of few regulated bridging lenders. Greenfields cases can fit the needs of those who are purchasing at auction, downsizing/upsizing or having issues in their property chain.

  • They lend throughout England and Wales
  • Greenfield aim to give a decision on all enquiries within one hour. All underwriting is conducted from the beginning of their process
  • Both FCA regulated and unregulated loans are available
  • Loans from £26,000 to £5,000,000
  • Terms up to 12 Months
  • Up to 70% loan to value. 100% with additional security
  • Fast Turnarounds – funds may be available in as quickly as 5 working days
  • No minimum income/affordability requirements
  • No monthly payments as the loan is repaid with a bullet at redemption
  • All cases considered and competitively priced on their own merits
  • They will consider lending on properties that are uninhabitable/in need of refurbishment
  • Proc fees are paid on completion

Registration process

Their registration process is via an application form. A broker is welcome to give them the details of a case in the first instance over the phone or in a short summary email before they fill out the full application form. This is editable once downloaded however needs an applicant’s signature. Once filled out the application and it gets sent back, Greenfield Mortgages class this as being registered with them.

Please ensure you state TMA as your preferred submission route in section 8 of every application to ensure you receive the correct proc fee.


Your dedicated TMA Relationship Manager for Greenfield Mortgages is Averil Wagoner who can be contacted using the details below.

Averil Wagoner – Club Relationship Manager


D: 0121 270 6905

Alex Doveston – Business Development Manager


D: 0121 236 4656

Andrew Franklin – Business Development Manager


D: 0121 270 4136

 0800 779 7097
 0121 233 1188
Birmingham Office
Bank House,
8 Cherry Street,
B2 5AL