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Darlington Building Society

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Darlington Building Society

Darling are an independent building society that strives to create a feeling of pride among their staff, their members and their local communities through the work they do.

They are passionate about sharing their knowledge, expertise, physical and online resources for mutual benefit which helps their focus of remaining a regional building society dedicated to making a genuine difference to the communities they serve.

Darlington take a personal approach to mortgage underwriting which means they assess each individual case personally rather than using an automated credit scoring system.

You may have a case that is slightly outside their lending criteria, but because they review each case individually they would be happy to consider it.

More about Darlington…

What they consider:

Darlington Building Society would consider the following cases:

        • Joint borrower/ sole proprietor
        • 4 applicants and 4 incomes x 4.5
        • Applicants paying in foreign currency
        • Mortgages for later life lending, providing the loan is repaid before their 86th birthday. Will take into consideration both occupational and state pension
        • Stipend/ bursaries
        • Help to buy in England & Wales
        • Day 1 remortgage
        • Interest only up to state retirement and 70% LTV

Products:

Darlington have a range of discount and fixed rate mortgages up to 90% LTV (up to 95% in their local, operating area – DL, TS, DH, YO, HG, SR)

Submitting an application:

By using their online mortgage portal you can:

  • Receive an instant decision on your clients’ eligibility to apply for a mortgage
  • Produce a Decision in Principle (DIP)
  • Complete and submit an online mortgage application
  • Send completed application form and scanned supporting documents to them online

All you need to do is simply register for the service. Once your registration has been approved by the Society, you will be provided with full access to the online service.

Minimum documents required:

    • Signed declaration
    • Income proofs (pensions statements/letters, 3 months payslips/SA302 and tax overview)
    • 3 months bank statements for all accounts
    • Complete direct debit form
    • Identification for all applicants (passport/ driving license)

Darlington BDM Contacts

Sheena Hunter: shunter@darlington.co.uk/ 07973 147425

Chris Blewitt: cblewitt@darlington.co.uk/ 07508 208677

Alternatively you can contact Intermediary Support at intermediaries@darlington.co.uk / 01325 741004. Lines are open 8am-8pm Monday-Friday, 9am-1pm Saturday.