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Central Trust

Secured loans and mortgages from Central Trust

Central Trust is a leading specialised lender with over 30 years of experience supporting brokers in the secured loan market. They have majored exclusively upon secured second charge lending until November this year when they launched into the regulated 1st charge mortgage market.

Central Trust’s products are specifically designed to support the advising broker, being flexible and manually underwritten and supported by one of the best and simplest broker portal systems in the market.

Why choose Central Trust?

  • Borrowers with adverse/impaired credit status accepted
  • They disregard all adverse credit items older than 12 months
  • No ERCs on any plan including all fixed rate options – just a basic £395 admin fee regardless of loan size
  • Accept 100% of most major benefits or income calculations, and…
  • Accept benefit income only applications
  • Accept 100% of all 2nd or subsequent job incomes
  • Lend to new starters and workers in probation
  • Lend upon most non-standard construction properties: ex-local authority, high rise, steel frame, timber frame, concrete system etc.
  • Central Trust are the UK’s leading second charge mortgage lender in Northern Ireland
  • They have a helpful support team waiting for your call

Key Product Features

  • Minimum loan size £5,000
  • Maximum loan size £250,000
  • Maximum loan LTV % – 75%
  • No minimum income
  • England, Wales, Scotland (including The Isles), Northern Ireland
  • Maximum term 25 years
  • Minimum age 18 years, maximum age 80 years at the end of loan term

What TMA Mortgage Club members can expect from Central Trust:

    • Direct access to a dedicated team of friendly and efficient case managers who will package and support you from initial enquiry to successful drawing of the loan
    • Direct access to underwriters with a simple and efficient loan application process
    • Support from a team of Office Based Business Development Executives and National support from a team of Field Based Business Development Managers

Next Steps…

Call Central Trust’s dedicated Broker Support team on Freephone 0800 980 6100 and they will support you from your initial enquiry to completion, keeping you advised at every stage of the process.

Contact Central Trust

For Portal Access, click here and scroll to the very bottom of the the page to ‘Introducers’

Direct Access to packagers: packagingteam@centraltrust.co.uk

Freephone: 0800 980 6100

Underwriters – direct dial at 01923 280025 or email referrals@centraltrust.co.uk

Lender Address:

2nd Floor, Cassiobury House,

11-19 Station Road,


WD17 1AP