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Buckinghamshire Building Society


Buckinghamshire Building Society

Buckinghamshire Building Society’s specialist mortgage products are aimed at helping customers with complex incomes, diverse circumstances or credit issues to purchase or remortgage their home.

Their manual underwriting process offers the opportunity for successful outcomes for customers as they look at each ease on an individual basis taking a sensible and pragmatic approach to lending.

All mortgage enquiries and applications received are individually assessed without being dependent upon a credit score but are subject to status and clear evidence of affordability. 

Why the Buckingham?

What makes the Buckinghamshire Building Society so different?

  • No credit scoring
  • Complex incomes considered
  • No max age
  • Interest only available
  • All cases are manually assessed taking overall circumstances into consideration
  • Cases are considered on suitability and affordability
  • Unusual properties considered
  • Credit issues considered
  • All types of income are considered
  • Multiple loan parts available
  • Loans from £20k to £1.5m

Current products:

  • Shared ownership
  • First time buyers – family assist, joint borrower sole proprietor, income or deposit light
  • Self Build
  • Custom Build
  • Later life lending
  • Buy to Let – individual landlords, consumer, limited company
  • Contractors
  • Non standard credit

Visit http://www.bucksbs.co.uk/intermediaries/ for more information

How to submit business:

To complete an application visit: https://brokeronline/bucksbs.co.uk

To send a DIP visit https://www.bucksbs.co.uk/intermediaries/ and download our DIP form

The DIP should be emailed to dip@bucksbs.co.uk

New users – please register online at https://brokeronline/bucksbs.co.uk 


    • Dip submission to dip decision – 2 working days
    • Application to underwriter decision – 10 working days
    • Application received to mortgage offer average turnaround – 25 days

Contact the Buckinghamshire Building Society team

Telephone Mortgage Enquiries: 01494 879517
Julie Hanif: 07772 870786

Email DIPs and criteria queries here