0330 303 0236

Affirmative Finance


Affirmative Finance

Founded in 2004 Affirmative is a mainstay lender in the short-term and development finance market with over a decade’s worth of experience. They have provided bridging and development loans that have helped property developers, property investors, self-build enthusiasts, financial intermediaries, and many other businesses and individuals when they needed it most. Affirmative operate in both the regulated and non-regulated market, covering residential, semi-commercial and commercial lending.

How can Affirmative help?

As a regulated lender Affirmative specialises in the self-build market, they can also lend in the following ‘reglated’ circumstances:

  • ”Chain Break” – buying a new property before selling your own
  • Downsizing
  • Purchasing an unmortgageable property (non-standard construction, no bathroom, no kitchen)
  • Consumer Buy to let
  • Auction purchase
  • Purchasing Tax Resolution (e.g. PAYE, corporation, inheritance, income and capital gains)

Affirmative’s non-regulated loans can cover:

  • Property developments (single to multiple units; both houses and flats)
  • Property refurbishments (including permitted development rights)
  • Auction fun for but to let landlords
  • Commercial property purchase

Registration Process

Registration is not necessary, you will just need to clarify that you have come to them via TMA.

Contact details:

Head office:
Affirmative Finance Ltd.
7-9 St James Square,
M2 6XX
Tel: 08000 448484

Ian Harrison – Head of Sales:
Tel: 07786370523
Email: ian@affirmative.co.uk


Business Development Team:

Jade Esterkin – BDM South, South East and South West:
Tel: 07958 000525
Email: jade@affirmative.co.uk

Daniel Esterkin – BDM South, South East and South West
Tel: 07793 556202
Email: Daniel@affirmative.co.uk

Paul Delmonte – BDM North West, Midlands and Wales
Tel: 07876 880888
Email: paul.delmonte@affirmative.co.uk