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The Scottish Building Society


The Scottish Building Society are committed to providing you with a personal, flexible and reliable service and we’re delighted that brokers rated us 92% for overall satisfaction in the Smart Money People  H1 2022 survey.

Our flexible underwriting means our underwriters consider individual circumstances rather than sticking to a set formula. And we’ll consider complex cases that could be difficult to place.

Key Features

  • Guarantor Mortgages (Top slicing available)
  • Professional products with day one lending for certain scenarios
  • RIO and later life range with SIP income allowed
  • Self Build with option to lend against land value
  • Entrepreneur range allowing 1 year accounts under 80% LTV

We lend across properties in Scotland, the Scottish Isles and the following postcodes in England.

NE, CA, DL, DH, SR, LA, LN, HG, TS, FY, PR, BB, HX, YO, L, WN, BL, OL, HD, WF, WA, M, SK, S, DN, CH, LS, BD, HU,

Contact details

All BDM contact information can be found on our website.

For further support from The Scottish Building Society download their online broker user guide here.

Get in touch with us today.

Need criteria support? Contact the experts on our Broker Support Team.