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Quantum Mortgages


Quantum Mortgages is an intermediary-only specialist lender, initially focusing on the needs of experienced & professional landlords offering a range of BTL products. As most lenders continue to chase the technology dream of automation and offering mortgages as quickly as possible, Quantum Mortgages are more concerned with offering landlords and mortgage intermediaries’ greater product choice, more useful & modern lending criteria, coupled with the ability to listen to and understand individual circumstances.

If you want to deal with a lender who is open, honest and transparent about their lending decisions while totally understanding the needs and complexities of today’s landlords.

Human Underwriting
Expert underwriters make all our lending decisions. Not a credit score in sight!

Intermediaries Only
Our mortgages will only be available via intermediaries. No dual pricing, no cross selling, and no competition for you.

Understanding Landlords Challenges
The team have worked in specialist Buy to Let for many years so understand the needs of today’s landlord and have built lending criteria to match.

Technology Enabled, Not Technology Driven
We use our technology to enable us to provide our valued customers with mortgage finance that matches their needs rather than the needs of a credit scoring decisioning tool.

Key Features:

  • Multi Unit Block, including holiday lets; no averaging of the size of the rooms
  • Leasehold properties must have an unexpired term of at least 35 yrs
  • Studio Flats less than 30 sqm
  • Buy to Let Investor led developments

Refer customers

A broker registers by going to and clicking on broker portal, request access.

We do not assign brokers to any mortgage club at registration stage. On submittance of a Full Mortgage Application, during this process, every broker has a choice to use a Mortgage Club as a payment route and this is where they can choose TMA from the drop down box.

Register here

Contact details

Get in touch with us today.

Need criteria support? Contact the experts on our Broker Support Team.