Interbay commercial


At InterBay, they pride themselves on being seen as a specialist lender.

They are part if the OneSavings Bank Group, one of a new breed of challenger banks setting new standards for the industry and providing a true alternative to established mainstream providers.

InterBay use their extensive property expertise and deep understanding of complex borrower types to assess cases that may not fit the criteria of other lenders. With a focus on commercial and residential investment property, whether the finance requirement is long or short-term, their flexible approach and product range makes them a true specialist lender.

Key Features:

Commercial & Semi Commercial:

  • Up to 75% LTV
  • Term 2-30 years
  • Lending against investment value can be considered
  • Will lend on vacant property
  • Interest only always available
  • Rates dependent on asset quality

Buy to Let & HMO:

  • Experience with complex proposals and ownership structures
  • Single facility available for large portfolios
  • Term 2-30 years
  • Interest only always available
  • No minimum income
  • Investment value considered on HMOs

Bridging Loans:

  • Development funding exit loans while properties are being sold
  • Up to 75% LTV gross
  • Term 1-18 months
  • Dedicated Underwriting and processing team
  • Legals can be instructed at same time as valuation

Registration Process:

Register with Interbay using the online form and submittion button.

Contact details:

New business and criteria enquiries
Tel: 0345 878 7000

Contact head office
Tel: 03458 787000

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