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Holiday Let Case Study from The Mansfield


In the latest case study from The Mansfield, see how they helped a portfolio landlord purchase a holiday Buy to Let with several areas where a flexible approach was needed, including:

  • Unusual property – locally sourced materials and right of way over land required
  • Self-employed portfolio landlord with nine background buy to lets
  • Flexible affordability assessment – actual rental income did not meet the Society’s standard calculations but was sufficient to cover mortgage payments and potential rate rises

Find out more from the Society’s website at https://www.mansfieldbs.co.uk/latest-news/case-study-a-period-property-holiday-let-for-a-portfolio-landlord/.


Holiday Let mortgages with The Mansfield

Holiday Let mortgages with The Mansfield are available up 70% LTV. Borrowers are allowed to occupy the property for up to 60 days per year. Top slicing (using earned income with rental income) is available.

The property needs to qualify as a Furnished Holiday Let under HM Revenue and Customs requirements. Minimum property value £150,000. Minimum earned income of £35,000 from applicant(s). No title, local or occupancy restrictions, and lending on holiday parks or complexes, B&Bs and AirBnBs is excluded.

For case queries, you can call Intermediary Support on 01623 676360 to check enquiries and request a DIP through its mortgage portal at https://portal.mansfieldbs.co.uk/. The portal also allows you to progress through to full application once it has been approved.