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Exclusives

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EXCLUSIVE

 

Description Rate Max LTV Incentives Additional Info
Foundation Home Loans

3.20% 2 year fixed with 2% lender fee

3.30% 2 year fixed with 2% lender fee

75% Not available for HMOs/ MUBs or short term lets
Foundation Home Loans

3.40% 5 year fixed with 2% lender fee

3.54% 5 year fixed with 2% lender fee

75% Not available for HMOs/ MUBs or short term lets

View Product Guide here.

 

EXCLUSIVE

 

Description Rate Max LTV Incentives Additional Info
(semi)
Shared ownership 2 year fixed rate
3.99% 2 year fixed rate up to 31.10.2021 75% Free standard valuation
10% overpayments
£599 product fee | Max loan none
Tapered ERC’S: 2 year – 3/2% until 31.10.2021
Purchase and remortgage
Available between 25-75% LTV
Shared ownership 2 year fixed rate 3.24% 5 year fixed rate up to 31.10.2021 75% Free standard valuation
10% overpayments
£599 product fee | Max loan£500,000
Tapered ERC’S: 2 year – 3/2% until 31.10.2021
Available between 25-75% LTV
Min loan None

 

EXCLUSIVE

Description Rate Max LTV Incentives Additional Info
2 Year Discount Product 3,59% initial rate (1.65% discount for 2 years) 70% 2.5% Product Fee
Min loan size £50,000
Max loan size £500,000ERC – 1% in months 1-12, then 0.5% in months 13-14
Completion fee £999 (can be added to loan)
Available for purchase/remortgage
Day 1 Remortgage 2 Year Discount Product 3.29% initial rate (1.95% from their SVR for 2 years) 90% £850 Product Fee
No application fee
Early Repayment Charge – charges will apply to any lump sum or full redemption paid over 10% of the capital balance
1.0% for year 1
0.5% for year 2
Day 1 BTL remortgage 2 Year Discount Product 3.29% initial rate (2.70% discount for 2 years) 75% £999 Product Fee
No application fee
Early Repayment Charge – charges will apply to any lump sum or full redemption paid over 10% of the capital balance
1.0% for year 1
0.5% for year 2

View Product Guide here.

EXCLUSIVE

 

Description Rate Max LTV Incentives Additional Info
2.95% Fixed until 31/12/2021 2.95% fixed until 31/12/2021 MIN ADV £25,000 95% Tiered ERC, 2% & 1%
apply until 31/12/2021
Valuation fee
Cash back £350
No application fee

SEMI – EXCLUSIVE

 

Description Rate Max LTV Incentives Additional Info
Fixed 2.99% until 22/02/2022 FE116 2.99% Fixed until 22/02/2022 95%  £999 arrangement fee
4.9% APRC
£250,000
SVR, Currently 5.24%

Click here to view the Product Guide.

EXCLUSIVE

 

 

Description Rate Max LTV Incentives Additional Info
Fixed until 31.12.2021 3.55% Fixed Rate 95% England Only Cashback until 31.12.2021 95%

Free Standard Valuation

£1,000 cashback

£0 Product Fee

Maximum loan size £350,000

ERC’s Available

Fixed until 31.12.2021 3.05% Fixed Rate (95% England Only) until 31.12.2021 95% Free Standard Valuation

£0 Product Fee

Maximum loan size £350,000

ERC’s Available

Fixed until 31.12.2024 3.60% Fixed Rate (95% England Only) Cashback until 31.12.2024 95%

Free Standard Valuation

£1,000 cashback

£0 Product Fee

Maximum loan size £350,000

ERC’s Available

Fixed until 31.12.2024 3.35% Fixed Rate (95% England Only) until 31.12.2024 95% Free Standard Valuation

 

£0 Product Fee

Maximum loan size £350,000

ERC’s Available

View Product Guide here.

SEMI-EXCLUSIVE

 

Description Rate Max LTV Incentives Additional Info
Tier 1: Fixed

3.99% 3 Year Fixed Rate (reverts to LIBOR + 4.62%)

3.99% 5 Year Fixed Rate (reverts to LIBOR + 4.62%)

85%

ERC: 3% in year 1, 2% in years 2 and 3

ERC: 3% in years 1 and 2, 2% in years 3 and 4, 1% in year 5

Product code RXB40

Product code RXB41

Tier 2: Fixed

4.39% 3 Year Fixed Rate (reverts to LIBOR + 4.62%)

4.69% 5 Year Fixed Rate (reverts to LIBOR + 4.62%)

85%

ERC: 3% in year 1, 2% in years 2 and 3

ERC: 3% in years 1 and 2, 2% in years 3 and 4, 1% in year 5

Product code RXB32

Product code RXB33

Tier 3: Fixed

4.49% 3 Year Fixed Rate (reverts to LIBOR + 4.97%)

4.89% 5 Year Fixed Rate (reverts to LIBOR + 4.97%)

85%

ERC: 3% in year 1, 2% in years 2 and 3

ERC: 3% in years 1 and 2, 2% in years 3 and 4, 1% in year 5

Product code: RXB34

Product code: RXB35

Tier 4: Fixed

5.29% 3 Year Fixed Rate (reverts to LIBOR + 4.97%)

5.49% 5 Year Fixed Rate (reverts to LIBOR + 4.97%)

85%

ERC: 3% in year 1, 2% in years 2 and 3

ERC: 3% in years 1 and 2, 2% in years 3 and 4, 1% in year 5

Product code: RXB36

Product code: RXB37

Click here to view the Product Guide.

EXCLUSIVE

Description Rate Max LTV Incentives Additional Info
Standard Personal Ownership and Limited Company 2.49% 2 Year Fixed Rate
(reverts to LIBOR + 4.67%)2.49% 2 Year Fixed Rate (reverts to LIBOR + 5.08%)
75%

2.5% Product Fee

Personal Ownership product code: UZV12

Limited Company product code: UZV15

Click here to see Product Guide.

SEMI-EXCLUSIVE

 

 

 

Description Rate Max LTV Incentives Additional Info
Kensington

5.09% 2 Year Fixed Rate (Reverts to LIBOR +4.50%)

5.44% 5 Year Fixed Rate (Reverts to LIBOR +4.20%)

95% No Application Fee Available for purchase only
Completion Fee £1.299
£25,001 Minimum Loan
£500,000 Maximum Loan
Kensington 5.19% 2 Year Fixed Rate (reverts to LIBOR + 4.50%) 95% No Application Fee
Free Valuation
Available for purchase only
Completion Fee £0
£25,001 Minimum Loan
£500,000 Maximum Loan
Pepper Money 12

4.94% 2 Year Fixed Rate (Reversion LIBOR + 5.55%)

5.03% 5 Year Fixed Rate (Reversion LIBOR + 5.55%)

85% ERC’s Available Min loan £25,001
Application Fee £135
Completion fee £0
Pepper Money 12 4.78% 2 Year Fixed Rate (Reversion LIBOR + 5.55%) 80% ERC’s Available Min loan £25,001
Application Fee £135
Completion fee £0

Click here to view the Product Guide.

EXCLUSIVE

Description Rate Max LTV Incentives Additional Info
Foundation Home Loans View Guide
Pepper Money View Guide
The Family View Guide
Tipton & Coseley View Guide