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March 2020

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Can you deliver finance to businesses?

Commercial mortgages  can prove an ideal choice for clients looking to raise funds against existing property or when making a new purchase. But what if your client doesn't fit all the boxes? Perhaps they've only been trading for a year, don't have the most perfect credit history or they're simply a Limited Company. Kick start your [...]

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4 of the biggest lead generation mistakes you don’t want to make

You’ve probably made these 4 lead gen mistakes before, or you’re making them right now. #Not understanding your audience #Poor implementation #Failing to track and test #Keeping in touch Hubspot’s inbound report states that 69% of firms’ top marketing priorities are focused on converting their leads to customers. And 54% say generating traffic to their website is a priority [...]

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2019 Bridging Trends Revealed

2019 Bridging Trends Revealed Despite 2019’s political uncertainty, demand for bridging finance remained remarkably stable, according to the latest Bridging Trends data. Average monthly interest rates continue to fall year-on-year Regulated bridging loans increased market share 2nd charge loans saw highest market volume in 2019 Average LTV levels fell to an average of 53% Whilst [...]

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Strengthen sales function with appointment and promotion

Crystal Specialist Finance (CSF) has further strengthened its sales function with the appointment of Samantha Pettit as Business Development Manager (North) and the promotion of Dan Morris to Key Account Director. Pettit will be responsible for growing sales and delivering service excellence to intermediaries located in the Midlands and the North of England. She joins [...]

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Pepper Money launches Residential Affordability Calculator

Pepper Money continue to improve their service to brokers with the launch of their Residential Affordability Calculator. Brokers can now check how much their clients could borrow, with the calculator giving an indication on both 2 and 5 year products in less than one minute. By adding the facility to check affordability up front, Pepper [...]

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95% LTV for Remortgages

Virgin Money offer a range of 95% remortgage products for straight balance swaps. All remortgages come with a free valuation and standard legal work, as well as being fee-free. Don’t forget a maximum LTV of 85% still applies if your customer owns a second property. To find out more, visit the website, talk to your [...]

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Traditional mews or penthouse views? We’ve got BTL covered from A to Zephyr

Whether it’s a standard or specialist property Zephyr are confident they can help. From bog standard properties to student lets, 100% flat roof to HMOs, here’s a snapshot of their range… STANDARD RANGE Individual and Limited Company applications for single buy-to-let properties. 5 year fixed affordability calculation at pay rate. Income “Top Slicing” calculation available [...]

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Critical illness cover enhancements explained

Critical Illness Cover can be complex so Scottish Widows have updated their definitions to make them easier for clients to understand. Providing simple but comprehensive cover where it matters most. Comprehensive Cover - one policy that covers all options including total permanent disability and children's cover at no extra cost. Simplification - reduced overall number [...]

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Never too old to enjoy life and its little luxuries

Do you have any clients aged 60 and over who want to make the most of retirement but don't want a traditional equity release product?   Their Retirement Lifestyle Booster mortgage is a real alternative to equity release. It's a 10 year interest-only standard mortgage (not even a RIO) that gives your clients regular monthly advances and an optional lump [...]

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Remortgagers – Meet Tony and Nicky

Tony and Nicky have a growing family but cannot find an affordable larger house in their area and don’t want to move away from the good local schools. They have been thinking about converting their loft into an extra bedroom, using the equity they have built up in their property, and now the economic outlook [...]

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