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February 2020

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Raise capital for any legal purpose

Do you have clients looking to raise capital for something a little quirky? Or perhaps it’s just a vanilla case, but a remortgage or unsecured loan simply won’t fit - they are at the salary multiple limit, lending criteria has tightened since they took out their first mortgage or they are tied into expensive ERCs. [...]

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Uinsure launches Non-Standard Home Insurance

Uinsure, the multi award-winning InsurTech firm, is excited to announce the addition of online quote and buy Non-Standard Home Insurance to its Defaqto and Moneyfacts Five Star rated proposition. Uinsure, the multi award-winning InsurTech firm, is excited to announce the addition of online quote and buy Non-Standard Home Insurance to its Defaqto and Moneyfacts Five [...]

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Specialist Lending & Technology Expo

Concord Suite, Holiday Inn London-Gatwick Airport Thursday 26 March 2020, 09:00 - 15:30 This FREE event will bring together Specialist Finance providers across a variety of sectors including - residential complex credit; self-employed; contractors; Buy to Let (from individuals, to Ltd Cos, HMOs, expats, multi units); bridging and short term lending; commercial; along with technology [...]

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2020 criteria searches highlight mortgages as a market of contrasts

The first criteria index of 2020 has shown that the wider mortgage sector looks set to be a market of contrasts according to criteria search specialist Knowledge Bank, which collects the data. In some sectors brokers are searching for completely new criteria on behalf of their clients whereas in others, search topics remained stable and [...]

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How to facilitate a better rental yield for portfolio landlords…

Diversity is key when it comes to landlords looking to maximise their current and future portfolios. Choosing different property types represents one route, with an increasing number of landlords incorporating houses in multiple occupation (HMOs), off-plan new builds and short-term lets into their portfolios. Another route is via investment in a different location, especially in [...]

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Top tips for multi-unit block cases

Multi-unit blocks (MUBs) are one of the most popular property types enquired about at TBMC. MUBs can be valuable assets in a property portfolio, offering increased rental yield and helping landlords to develop into full time investors. Here are some of their top criteria tips for placing MUB cases successfully: Individual units Most lenders will require [...]

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New! Cancer care CPD video from The Exeter

Chief Medical Officer for The Exeter and leading specialist in early cancer diagnosis, Professor Willie Hamilton CBE, MD, FRCP, FRCGP shares his knowledge in this video on Cancer Care: Present and Future. By watching this video, you will learn: That cancer is becoming more common Why there are rapid advances in cancer diagnosis in the [...]

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From unlimited background portfolios to no stress testing scenarios! BTL covered from A to Zephyr

For the varying needs of your portfolio landlord clients they can help the process run as smooth as possible, here are some of the benefits of sending your portfolio landlord’s business their way: No background portfolio stress test; rental income simply needs to cover the Zephyr mortgage Unlimited background portfolio They partner with eTech’s BTL [...]

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Gifted Deposits – acceptance from a close family relative with no maximum value.

If your customer is buying a new home, don’t forget they will accept a deposit gifted from a close family relative with no maximum value. From the 3 March 2020, for any new applications, the Gifted Mortgage Deposit Form must be completed and uploaded to the case via the mortgage portal.   Download the form [...]

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Do you have clients looking for a new build mortgage?

New build mortgages need clear-cut criteria to help intermediaries With many buyers opting for a new build property when they purchase a house, it’s important that lenders continue to provide well-defined products and clear-cut criteria to support this type of property and help intermediaries maximise the opportunities available. The mortgage market is buoyant with UK [...]

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