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January 2020


Protecting today & securing tomorrow – a look ahead to 2020

In his latest blog, Johnny Timpson takes a look ahead at 2020 and the regulatory changes which will require us to continue to work in our customers’ best interests: Find out more

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New, more inclusive LV= Life and Critical Illness Cover for modern families

LV= have refreshed their critical illness product to make it even more comprehensive! It covers a wide range of conditions and features, and also includes a range of value added services as standard, meaning your clients can benefit from day 1. Supporting your clients through life changing moments LV= Life and Critical Illness cover allows [...]

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Lender criteria changes 31.01.20

Hodge Building Society Criteria change: 55+ Residential Interest Only Mortgage now available from age 50 Now available from age 50, their newly renamed 50+ Residential Interest Only Mortgage has been designed with flexibility in mind. Here's how: Hodge will consider earned income up to age 80 They'll consider future pension, investment, rental, and benefit income [...]

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Thought leadership

Skipton Intermediaries Skipton's view on Shared Ownership Shared Ownership is an affordable home ownership scheme available for both purchases and remortgages, and may be a more affordable option for eligible first time buyers to get on to the property ladder. You can find out more about Shared Ownership in their exclusive guide here. Alex Beavis, [...]

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Customer retention

Barclays Did you know? Remortgage Analysis of the market* suggests that between January 2020 and April 2020 over £61.9 billion worth of residential mortgages and almost £7.5 billion worth of Buy to Let deals are coming to the end of their terms. There are many reasons to choose Barclays for your clients’ needs. But, did [...]

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Projected Income – Solutions for Complex Income Types

Taking all income solutions into account. For clients with new or recently established businesses, sourcing a commercial mortgage can often be challenging, with mainstream lenders requesting proof of multiple years income to establish affordability. When these difficulties arise, Crystal can assist you with their flexible solutions using ‘projection led income’. For your Commercial Finance needs, [...]

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Buildloan roadshow 2020… Self-build, custom build and Right to Build

9 venues across England and Wales Buildloan roadshow 2020 starts on Wednesday 11 March at Ramside Hall in Durham. Watch a short video on the benefits of Buildloan by Stuart Bryce, National Relationship Manager. View the locations and dates below: Benefits of BuildLoan

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Looking After Children’s Mental Health

Legal & General Protection Looking After Children’s Mental Health Around three children in every primary school class has a mental health problem and many more struggle with challenges from bullying to bereavement. Place2Be, a children’s mental health charity, has organised their sixth Children’s Mental Health Week from 3-9 February 2020. Schools, youth groups, organisations and individuals across [...]

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How they helped a contract worker with their first Buy to Let mortgage

Leek United Building Society How they helped a contract worker with their first Buy to Let mortgage The Leek United Intermediary Team were approached by a broker to see if they could help with a Buy to Let mortgage for a contract worker looking to purchase their first Buy to Let property from their sibling. [...]

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Give your clients control over their Lifetime Mortgage Lump Sum+

LV= Equity release At LV=, they understand that people’s circumstances change, especially in later life, that’s why they want to offer your equity release clients more freedom to manage the interest roll-up on their lifetime mortgage. They are delighted to announce the recent enhancements they have made to their flexible repayment option for Lifetime Mortgage [...]

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