As you know, the market generally uses an interest coverage ratio of 145% in relation to Buy to Let clients. The Family Building Society are always looking for ways to support you writing more BTL business which is why, for like for like remortgages with no additional borrowing, they use a lower interest coverage ratio […]
Accord Mortgages are pleased to let you know that they will remain open business for landlords with 4 or more properties from 30 September when the FCA changes come in. There will be some small changes for brokers already doing business with Accord Buy to Let. Here are a few points to clarify their position: […]
For many of your clients, their income is the most valuable thing they have. And this is especially true if they’re self-employed and can’t rely on an employer’s sick pay. Having Income Protection in place could be a realistic alternative to help protect the loss of income if they’re unable to work through illness or […]
In preparation for the upcoming PRA changes Santander have released a Buy to Let sales aid. Click here to see the infographic.
Following our successful round of summer conferences, we are working hard to prepare for our Autumn calendar of events. We are starting the season with three Buy to Let Workshops, which will be taking places throughout September/October which will focus on the changes in the Buy to Let market. Although a lot of the changes […]
Great news! You will now have access to Keystone via TMA. For more information click here.
TMA have now been given access to the new Accord Mortgages product transfer rates. These are as follows: GROSS – 0.30% NET – 0.28% For more information click here.